Lesson 3: The Emergency Fund. The buffer that makes everything else possible.
You have spare cash and no safety net.
You have a system and a target. Can you afford to keep them when life hits?
Assessment
Two savers each invest $200 a month. One first parks four months of expenses in cash; the other skips that and invests every spare dollar. A surprise $3,000 bill lands on both. Who has to sell investments to pay it?
Your call 🤔