Investing term

What is Dividend yield?

Annual dividend per share ÷ share price. The cash income the stock pays out as a percentage of price.

Dividend yield is a stock's annual dividend per share divided by its price — the cash income it pays out as a percentage. A stock trading at $40 that pays $1.60 a year in dividends has a 4% yield: for every $100 invested, you receive $4 of income before the share price moves at all.

It lets you compare the income from different stocks on the same basis, and it's the headline number income investors watch. But it comes with a crucial catch: because yield rises as price falls, an unusually high yield often reflects a crashed price rather than a generous payout — and can be a warning that the market expects a dividend cut. A sky-high yield is a question to investigate, not a gift to grab. Yield is also only half the picture; a growing dividend from a healthy company can be worth far more than a high but stagnant or shaky one.

Income as a percentage of price
4%annual yieldDividend income4%Share price96%$1.60 a year on a $40 stock — but a soaring yield often means a crashed price, not a generous payout.

Dividend yield is annual dividend ÷ price — the cash income a stock pays. But because yield rises as price falls, an unusually high yield can be a warning of a coming cut, not a gift.

For example

A $40 stock paying $1.60 a year yields 4%. If the price crashes to $20 on bad news, the same $1.60 dividend now shows an 8% yield — which looks generous but may be about to be cut.

Learn it by doing

That's Dividend yield in theory — it clicks when you use it. Practise it hands-on in a free, interactive lesson (Stage 15, Valuation for Investors).

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Why it matters to you

Dividend yield matters because it's the standard measure of a stock's income, but its inverse relationship with price makes it easy to misread. A high yield can mean a bargain income stream — or a falling price flagging trouble ahead. Understanding that yield rises as price falls reframes an unusually high yield as a potential red flag rather than an opportunity, and pushes you to check whether the dividend is actually sustainable rather than just large.

Buying the highest yield on the screen

Sorting stocks by dividend yield and buying the top of the list often lands you in trouble, because the highest yields frequently belong to companies whose prices have crashed for good reason. That elevated yield can be the market pricing in a coming cut. Judge a dividend by whether the business can sustain it — check coverage and the payout ratio — not by the size of the yield alone.

Frequently asked questions

What is dividend yield?

Dividend yield is a stock's annual dividend per share divided by its share price, expressed as a percentage. It shows the cash income the stock pays relative to its price — a $40 stock paying $1.60 a year yields 4%. It's the standard way to compare income across stocks.

Is a high dividend yield good?

Not always. Because yield rises as price falls, an unusually high yield often reflects a crashed share price rather than a generous payout, and can signal the market expects a dividend cut. A high yield is a reason to investigate the company's health and dividend sustainability, not automatically a bargain.

How is dividend yield calculated?

Divide the annual dividend per share by the current share price. A stock paying $1.60 a year at a $40 price yields 4% ($1.60 ÷ $40). Because the price changes constantly, the yield moves inversely — falling as the price rises and rising as the price falls, for the same dividend.

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