Foundations is free.
The trading floor is Premium.

Yes. TradeWize Premium cancels in one click from Stripe's customer portal — no cancellation fee, no phone call, no retention questionnaire. Access continues to the end of the period you have already paid for, monthly or annual, and then simply stops renewing; nothing is clawed back mid-period. When Premium ends the account itself stays, along with your stage progress, earned coins and simulator portfolio, and the entire free Foundations curriculum — 20 stages, 172 lessons, 100+ mini-games and the simulator across stocks and ETFs — remains available forever. What you give up is the Premium-only part: the 22 advanced trading stages, real-time market data, the simulator's other asset classes, unlimited hearts, priority support, and the 5-tokens-a-day AI Coach Chad allowance, which reverts to the free rate of 1 a week. Resubscribing later restores all of it on the same account. New subscriptions also carry a 14-day money-back guarantee.

There is no card-gated trial, because the free tier is larger than a trial would be. TradeWize Foundations — the first 20 stages, 172 lessons, 100+ mini-games and the trading simulator across stocks and ETFs — is free forever, with no credit card and no countdown timer. It also includes the embedded TradingView charts with 100+ indicators and drawing tools, market data on a 15-minute delay, 5 hearts that regenerate one every 30 minutes, and one AI Coach Chad analysis a week plus a free review of your first ever closed practice trade. You upgrade only when you want the advanced trading curriculum: 22 stages across technical analysis, fundamental analysis, trading psychology and risk, and options, with real-time data and unlimited hearts. If Premium is not what you expected, you have 14 days to request a refund.

Not for you. Once you subscribe to TradeWize Premium at a given price, that is your price for as long as the subscription stays active, and a later increase for new subscribers does not touch an existing one. The current rate is $39.99 a month, or $33.33 a month billed annually at $399.90 a year — annual is priced at ten months, so two are free. The same tiers exist in euros at €34.99 monthly and €349.90 annually, and in pounds at £29.99 monthly and £299.90 annually. Annual holds the lower monthly rate for a full year at a time. The one thing that ends the lock is letting the subscription lapse: cancel and resubscribe later and you rejoin at whatever the price is then. The free Foundations curriculum stays free forever regardless, so nothing you have already learned sits behind a price change.

TradeWize Premium picks up where the free Foundations curriculum ends, so it assumes the basics are already there: what an asset class is, how a market works, how a brokerage account and an order function, and why risk and time horizon matter. If you have finished the free 20 stages, or know that material from elsewhere, you will be at home from day one. If not, start free — it costs nothing, it is the same account, and no progress is wasted when you upgrade later. Premium's 22 advanced stages span technical analysis, fundamental analysis, trading psychology and risk, and options, and each track begins at its own foundations rather than assuming you have done the others first. You do not need to arrive knowing how to read a chart; that is what the technical analysis track is for.

Coach Chad is your personal investing and trading coach, built into TradeWize at both tiers, and he does two jobs. He teaches: every lesson in the free curriculum is delivered by him, and he replies to the specific answer you gave rather than marking it wrong — that half is authored curriculum, so it runs no AI model, costs no token and is unlimited on either tier. He also analyses: he reads any chart you can pull up — trend, support, resistance, momentum, moving averages, volume, pattern — scores how many of six technical lenses agree, marks the two prices whose breach would break the structure, and grades practice trades after you close them. It is emphatically not a signal service: a read never tells you what to buy or sell, never gives a price target, and never predicts. An optional paid Trade Setup will plan a practice trade off a read you already ran, from that chart's own computed levels — nothing is forecast, and nothing is ever pushed or alerted to you. Deterministic maths computes every number first and the AI only narrates it, and every AI response is scanned for directional language and discarded if any slips through. Coach Chad runs on AI tokens, where one token buys one complete analysis — either a pre-trade chart briefing or a post-trade review. Free gives you 1 token a week; Premium gives you 5 a day. Re-opening a saved analysis costs nothing.

Payments for TradeWize Premium are processed by Stripe, and TradeWize never sees or stores your card. Card details go directly to Stripe, which is certified to PCI-DSS Level 1 — the strictest level in that standard — so they never pass through TradeWize's own systems, which is also why a TradeWize account has no card number attached to it in the first place. Stripe handles the rest of the billing surface too: its customer portal is where you update a card, download invoices, switch between monthly and annual billing, or cancel, and each of those takes one click. Subscriptions renew automatically until cancelled, and cancelling at any point leaves access running to the end of the period you have already paid for. New Premium subscriptions also carry a 14-day money-back guarantee, so the first two weeks are refundable if it is not what you expected.

Yes. Switching between monthly and annual TradeWize Premium takes one click in Stripe's customer portal, which is also where you update a card, download invoices or cancel. Annual is the cheaper rate: $33.33 a month billed once a year at $399.90, against $39.99 paid monthly — you pay for ten months and get twelve. The same structure applies in euros, at €29.16 a month billed annually at €349.90 versus €34.99 monthly, and in pounds, at £24.99 billed annually at £299.90 versus £29.99 monthly. The plan itself is identical either way. Billing frequency is the only difference, and every Premium feature — 22 advanced stages, real-time market data, the simulator across all asset classes, 200+ mini-games, unlimited hearts, 5 AI Coach Chad tokens a day and priority support — is the same on both. Your progress, coins and simulator portfolio are untouched by a billing change.