A 7% return in a 5% inflation world is a 2% return.
Every return you see is a nominal number. The one that grows your money is the real return — what's left after inflation. A stock up 8% in 3% inflation grows just 5% real; a bond paying 5% in 5% inflation grows nothing.
Featured mini-games
From Stage 2
Inflation Tide
Mission briefing
$10,000 to park for 30 years. The tide is inflation — about 3% a year. Pick a platform whose returns rise faster than the water.
Year 0 / 30
Your task
Pick where your $10k rides out 30 years.
🛏️
Mattress
0%/yr
🏦
Savings account
1%/yr
📜
Bonds
4.5%/yr
⚖️
Stocks + bonds
7%/yr
📈
Stock index
9.7%/yr
Real money before real skills? That's an expensive lesson.
TradeWize lets you make your beginner mistakes in practice, where they teach you something instead of costing you something.
The expensive way
Expensive lessons hit harder when every mistake is real.
Guesswork leads to emotional decisions, shaky confidence, and losses that could have been avoided with practice.
The practice-first way
Learn the basics first, then build confidence step by step.
Short lessons explain what you're doing and why. You build steady habits and a real foundation before any money is on the line.
How TradeWize Works
From first lesson to first simulated trade in three clear moves.
Short lessons, interactive mini games, and a zero-risk simulator work together, so you practice dozens of real decisions before your first real dollar.
01
Step 1
Learn fast. Earn coins.
Short lessons that turn investing concepts into quick wins. Pass the quiz, earn coins to trade with later.
02
Step 2
Test your instincts
Real-world mini games that show how your decisions play out. Earn more coins as you go.
03
Step 3
Trade with zero risk
Use your earned coins in our Trading Simulator. Build experience before real money is involved.
Backed by science, not vibes.
Every lesson is built on scientifically proven learning methods, the same techniques behind top language and medical-education apps. Because if it doesn't stick, it doesn't count.
Built by traders, not marketers
Founded by Pavel Penev, MSc — a trader with 10+ years in the markets and a Master's in Investment & Finance from Queen Mary University of London. The mission: make investing make sense for everyone, not just the people who already speak the language.
Proven learning methods
Short lessons, active recall, and spaced practice — the techniques a landmark review of cognitive-science research ranked highest for durable learning. You learn by deciding, not by memorizing.
Foundations covers long-term investing. Active trading lives in Premium. No prior experience needed. Every stage takes just a few minutes, and you'll learn by making real decisions, not memorizing theory.
9 acts. 20 stages. 172 lessons. The complete investing curriculum, free. Updated June 2026.
01
Act 13 stages · 26 lessons
Are You Ready to Invest?
Build the foundation every long-term investor needs before a dollar enters the market.
Real reviews from beginners learning with TradeWize.
Independently collected reviews
“Better than scrolling YouTube”
I've tried learning this stuff from videos before and always ended up more confused. This felt much easier because everything is in one place and broken down properly. It's not too much at once, which makes it easier to stick with.
Bob·Australia
“Good first step”
The best thing is that it doesn't assume you already know loads about finance. It starts simple and builds from there. Nice design as well, so it doesn't feel like reading some boring textbook. Good starting point for beginners.
Marina·France
“Surprised me tbh”
Didn't expect much at first, but it's actually quite good. The app feels smooth, the lessons are quick, and it doesn't make investing seem impossible to understand. Would recommend it to someone who wants to learn the basics without overthinking it.
Kamen·Bulgaria
Plans
Foundations is free. The trading floor is Premium.
The first 20 stages teach you to invest: index funds, allocation, long-horizon discipline. Free forever. Premium opens the rest, technical analysis, options, futures, forex, crypto, and real-time market data.
FoundationsFree forever
€0/ forever
The long-term investor's curriculum: index funds, allocation, Foundations, and the simulator. No card, no trial timer.
Live prices straight from the exchanges, no 15-minute delay. Across stocks, ETFs, options, futures, forex, and crypto. The same numbers the pros see, the same moment they see them, so intraday setups and news-driven moves are actually tradable.
Foundations stays equities-only. Premium unlocks four more asset classes, each with its own curriculum track:
Free users get 5 hearts, and each one takes 30 minutes to regenerate, so a wrong streak stalls practice. Premium removes the limit, so you keep going as long as you have time.
Premium crown badge
Ad-free experience
Priority email support
Still have questions? Let's clear them up.
Everything worth knowing before you start your first lesson.
01What is TradeWize?
TradeWize is an interactive platform for learning to invest and trade. Complete beginners start free with the investing course — 20 stages and 172 lessons taught through 3-minute lessons, mini games, and a zero-risk simulator. With some experience, you can upgrade to Premium for active trading: technical analysis, options, futures, forex, and crypto. No credit card to start.
02Is TradeWize really free?
Yes. 100% free to start, no credit card, no trial timer. You can complete your first lesson and try the simulator without paying anything.
03Do I need any investing experience?
Not at all. TradeWize is built for absolute beginners. Stage 1 assumes you know nothing, and every concept is introduced with plain-English examples before you're asked to make a decision.
04Is this real money or financial advice?
Neither. TradeWize is an educational simulator. You practice with virtual coins, not real money, and nothing here is personalized financial advice. It's about building skills before you ever put a real dollar on the line.
05How long does a lesson take?
About 3 minutes. Lessons are short on purpose, so you can do one on the bus, in a coffee line, or before bed. Most learners finish stage 1 in a single sitting.
06What do I get after all 20 stages?
A working mental model of how markets, stocks, and portfolios actually behave, plus dozens of simulated trades under your belt. You'll be ready to make your first real-money decisions with eyes open, not hoping.
07What's the difference between Free and Premium?
Free is the complete long-term investing course: 20 stages, 172 lessons, 100+ mini games, and the trading simulator, free forever. Premium is for people who want to actively trade: 30+ advanced stages covering technical analysis, options, futures, forex and crypto, plus real-time market data, unlimited hearts, and an ad-free experience.
08Can I upgrade to Premium later?
Yes. Start free, work through the foundations at your own pace, and upgrade whenever you're ready to learn active trading. Your progress, coins, and simulator portfolio carry straight over. Premium has a 14-day money-back guarantee.
09Is my progress saved?
Yes. Once you create a free account, your stage progress, earned coins, and simulator portfolio are saved across devices so you can pick up where you left off.
Ready to start stage 1?
Join free. No credit card, no experience needed. Your first lesson takes about 3 minutes.