Investing term

What is PEG ratio?

P/E ÷ expected earnings growth rate. A way to ask 'how much am I paying per point of growth?'

The PEG ratio divides a stock's P/E by its expected earnings growth rate, putting valuation in the context of growth. A stock with a 30× P/E growing earnings at 30% a year has a PEG of 1.0; the same 30× P/E on a company growing 10% has a PEG of 3.0. It tries to answer whether a high P/E is justified by fast growth.

The idea is intuitive: a high multiple can be reasonable if growth is fast enough, and expensive if it isn't. A PEG around 1 is often treated as roughly fair value, below 1 as potentially cheap for the growth, and well above 1 as pricey. It's a useful quick screen and a natural fit for the GARP style. But it depends entirely on a forecast growth rate, which is uncertain and often too optimistic, and it treats all growth as equally valuable regardless of quality or durability. So PEG is a helpful rule of thumb, not a precise valuation — best used to flag stocks for a closer look rather than as a final verdict.

How much per point of growth
P/E ratio30×Earnings growth30%=1.0A rich P/E arguably justified by fast growth — but only if that forecast growth materialises.

The PEG ratio is P/E ÷ growth rate — a high P/E can be reasonable if growth is fast enough. A PEG near 1 is often seen as fair, but it hinges on an uncertain forecast growth rate.

For example

A stock at a 30× P/E growing earnings 30% a year has a PEG of 1.0 — the rich multiple arguably justified by the fast growth — while a 30× P/E on 10% growth gives a PEG of 3.0, expensive for the growth.

Learn it by doing

That's PEG ratio in theory — it clicks when you use it. Practise it hands-on in a free, interactive lesson (Stage 15, Valuation for Investors).

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Why it matters to you

The PEG ratio matters because it addresses a real weakness of the P/E ratio: a high P/E isn't necessarily expensive if growth is fast. By relating price to growth, PEG offers a fuller sense of whether you're overpaying, and it captures the GARP discipline of not paying up for growth beyond what it's worth. Its limits — reliance on uncertain forecasts and blindness to growth quality — mean it's a screening tool, but a genuinely useful one for judging whether a growth multiple is reasonable.

Trusting the forecast growth rate

PEG hinges on an expected growth rate, which is a forecast — often optimistic and prone to being cut. A low PEG only signals a bargain if that growth actually materialises, and analysts' growth estimates frequently overshoot. Relying on a low PEG without questioning whether the growth is realistic and durable can make an expensive stock look cheap. Treat the growth input with healthy skepticism.

Frequently asked questions

What is the PEG ratio?

The PEG ratio is a stock's price-to-earnings ratio divided by its expected earnings growth rate. It puts valuation in the context of growth, asking whether a high P/E is justified by fast growth. A PEG around 1 is often seen as roughly fair; below 1 potentially cheap for the growth; well above 1 expensive.

What is a good PEG ratio?

A PEG around 1 is commonly considered reasonable, suggesting the P/E is roughly in line with the growth rate. Below 1 may indicate a stock is cheap relative to its growth, and well above 1 that it's expensive. But because it relies on a forecast growth rate, it's a rough guide, not a precise threshold.

What are the limitations of the PEG ratio?

It depends on a forecast growth rate that's uncertain and often too optimistic, and it treats all growth as equally valuable regardless of its quality or durability. So a low PEG only signals value if the growth is real and lasting. PEG is best used as a screening tool, not a precise valuation.

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