Investing term

What is Set and forget?

An investing approach where setup happens once and ongoing decisions are minimal or zero.

Set-and-forget is an investing approach where you make the key decisions once — allocation, automatic contributions, a rebalancing rule — and then minimize ongoing intervention. Its power is behavioral: by removing constant choices, it removes the constant temptation to make mistakes. For most people, a well-built set-and-forget plan beats active fiddling.

For example

Pick a target-date fund, automate monthly deposits, and check it once a year — a set-and-forget plan that quietly compounds while you live your life.

Set and forget is taught hands-on in Stage 11Automate, Compound & Start Early.

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