TradeWize
vs Finelo.
Both teach trading and investing from zero through short, gamified lessons. The real difference is the deal: TradeWize’s core course is free with no card, while Finelo is a subscription that auto-renews to about $39.99/month after the intro term.
What each one costs.
The full 172-lesson course, 100+ mini games, and the simulator — no card required.
Optional Premium from $33/mo, billed annually. 14-day refund. Local price varies by region.
Subscription. Intro plans (~$6.99/wk, $19.99/4wk, $39.99/12wk) auto-renew to about $39.99/month. There is no free course.
TradeWize’s complete course is free, with no card. Finelo charges from day one, and its headline intro prices renew to roughly $39.99/month — which makes it the most expensive option here over a full year.
Side by side.
| Feature | TradeWize | Finelo |
|---|---|---|
| What it is | Free structured course + simulator | Subscription micro-lesson app |
| Free content | 20 stages, 172 lessons, 100+ mini games, simulator — free forever | A 1-minute quiz, then a subscription is required to keep learning |
| Pricing | Free core. Optional Premium from $33/mo (billed annually). | ~$6.99/week, $19.99/4 weeks, or $39.99/12 weeks — then auto-renews to ~$39.99/month |
| Lessons | 172 structured lessons + 100+ mini games, free — plus 218 premium lessons across four taught tracks (technical analysis, fundamental analysis, psychology & risk, options) | 300+ bite-sized lessons (~3 min each) |
| Where you start | Anywhere. Beginners start at Foundations; if you already invest, go straight in at technical analysis or options — no track is a prerequisite for another | An onboarding quiz places you, then you follow the app’s path |
| Languages | English, with global examples (US, UK, EU, Asia, AU) | 10 languages |
| Simulator | Integrated with the lessons; real-time Pro trading on Premium | Risk-free market simulator |
| AI coach | Coach Chad on both tiers — teaches every lesson unmetered, reads any chart, and grades practice trades you close, and a read never gives a direction, a price target or a call. Only the analysis runs on AI tokens: 1 a week on Free, 5 a day on Premium | An AI chart analyzer as part of the gamified app |
| Gamification | Hearts, coins, XP, streaks, 100+ mini games | XP, badges, achievements, AI chart analyzer |
| Platforms | Any browser — nothing to install | iOS, Android, web |
| Billing | No card to start. Cancel anytime. | Card up front; auto-renews after the intro term |
| Best for | Anyone who wants a free path they can finish — from zero up | Mobile learners who want short daily lessons in their language |
Start wherever you are.
TradeWize isn’t a beginners-only course you outgrow. It’s one platform with three ways in — and it teaches trading end to end, from your first candlestick to running a book with a written playbook.
Start at the beginning.
Foundations: 20 stages, 172 lessons, free — from “what is a stock?” to a finished portfolio playbook. It runs in order, because this is the one place order actually matters.
Skip straight to trading.
Go in at Technical Analysis, Fundamental Analysis, or Psychology & Risk — 207 lessons across three tracks. Premium opens all of them at once, so you never re-learn what a stock is to reach what you came for.
Learn just the asset class you want.
Only here for options? Start on the Options track and ignore everything else. No track is a prerequisite for another — pick your market and go deep on it.
Whichever market you want to trade.
Every one of them is tradable in the simulator today.- Stocks & ETFs
Free course + TA and FA tracks
- Options
Options track, shipping now
- Futures
Trade it now · course in build
- Forex
Trade it now · course in build
- Crypto
Trade it now · course in build
He teaches every lesson — and still won’t tell you what to buy.
Coach Chad is your personal investing & trading coach. He teaches: every lesson in the free curriculum is delivered by him, and when you answer he reacts to the specific mistake you made rather than just marking it wrong. He also reads any chart before you trade, and grades every practice trade after you close it — naming the habit behind it and the lesson that fixes it. What a read never does is give a direction, a price target, or a call, which is exactly what makes him a coach rather than a signal service.
- In the lessons — he teaches you, and answers back when you get one wrong. Unlimited, and it costs no token.
- Chad’s read — a pre-trade briefing on any chart, blind to what you intend to do.
- The Debrief — a post-trade review of the trade you actually closed.
- Reads price structure visually, with an options lens for direction-vs-decay.
- Analyses are metered: one a week free, five a day on Premium. The lesson coaching never is.
Pick the one that fits how you learn.
If you want a free course you can actually finish.
- You want a complete course free, not a free trial that converts to a subscription.
- You’d rather not put a card down before you’ve learned anything.
- You like a clear 20-stage path from “what is a stock?” to a finished investor playbook.
- You already invest and want to enter at technical analysis or options instead of restarting at the basics.
- You want an AI coach that reads your charts and grades your practice trades, on the free tier.
If you want short daily lessons on your phone, in your language.
- You learn best in 3-minute bursts on mobile and want a big lesson library (300+).
- You want the app in one of 10 languages rather than English only.
- You like badge-and-streak gamification and an AI chart analyzer.
- You’re comfortable with a subscription and will track the renewal date.
- You want native iOS and Android apps specifically.
The honest take.
Where Finelo wins: languages. Ten of them, against TradeWize’s English — if you’d rather learn in your own language, that outweighs everything else on this page.
Same idea, different deal: TradeWize is a free course, Finelo is a subscription that renews to ~$39.99/month.
Finelo is a polished mobile app with short lessons in 10 languages — fine if you like daily reps on your phone and don’t mind paying. But its headline prices are intro terms that auto-renew, which catches a lot of people out. TradeWize gives you the full investing course, 100+ mini games, and the simulator free — plus an optional Premium active-trading track if you want it later. If “free, structured, and finishable” matters most, start with TradeWize.
Things people ask before they pick.
- Q01
Is Finelo free?
No. Finelo starts with a short onboarding quiz, then asks for a subscription to access lessons. Plans run about $6.99/week, $19.99 for 4 weeks, or $39.99 for 12 weeks, and renew automatically. TradeWize, by contrast, keeps its full 172-lesson course, mini games, and simulator free with no card required.
- Q02
How much does Finelo cost?
Finelo’s introductory plans are roughly $6.99 for one week, $19.99 for four weeks, or $39.99 for twelve weeks. The detail many users miss: after the intro term the plan renews at about $39.99 per month, so the ongoing cost is higher than the headline 12-week price implies. Always check the renewal terms before subscribing.
- Q03
Is Finelo a scam?
No. Finelo is a legitimate, Cyprus-registered investing-education app, and many people find its lessons genuinely useful. The recurring complaint is about billing — auto-renewal to about $39.99/month and refund friction — not the quality of the content. If you subscribe, set a reminder before the renewal date.
- Q04
Is TradeWize really free?
Yes. The full 172-lesson investing course, all 100+ mini games, the trading simulator, and Coach Chad are free with no credit card required. Premium is optional (from $33/mo, billed annually, with a 14-day refund; local price varies by region) and opens four taught tracks — technical analysis, fundamental analysis, psychology & risk, and options — plus real-time market data and a Pro desk that also trades futures, forex, and crypto.
- Q05
I already invest — do I have to start from the beginning?
No. Premium opens every track at once, so you can go straight in at technical analysis, fundamental analysis, psychology & risk, or options without touching the beginner course. No track is a prerequisite for another. Only the free Foundations course runs in sequence, and you can skip it entirely.
- Q06
Finelo or TradeWize for a complete beginner?
Both start from zero, so a complete beginner is fine on either. Choose Finelo if you want very short daily lessons on your phone, learn in a non-English language, and don’t mind a subscription. Choose TradeWize if you want a free, structured path you can finish end to end, with a simulator wired into the lessons — and an active-trading track to grow into.
Other comparisons.
Take the structured path.
TradeWize is free. No credit card, no experience needed. Your first lesson takes about three minutes.
Comparison based on publicly available information as of August 2026; prices and features change, so check each provider for the latest. Prices are shown in USD for a like-for-like comparison; your local price may differ, as TradeWize and some competitors localize pricing by region. All product names and trademarks belong to their respective owners; this page is not affiliated with or endorsed by them.