TradeWize · Blog
Investing, explained in plain English.
Everything you need to understand investing and keep up with the markets.
ETHA vs FETH vs ETHE: Which Ethereum ETF Costs You the Least?
Ether funds aren't bitcoin funds. Some of them stake their ether and pay you for it. So we tracked $10,000 in each from day one to see whether staking beats a low fee.
Read the article →IBIT vs FBTC vs GBTC: Which Bitcoin ETF Costs You the Least?
All three hold bitcoin and nothing else. So we tracked $10,000 in each from their first day as ETFs to see what the fee really costs.
Read the article →SGOV vs BIL vs USFR: Which Cash ETF Pays You the Most?
All three hold US government debt that matures within months, and all three barely move. So we tracked $10,000 in each for six years to see which one actually paid more.
Read the article →Webull vs Robinhood vs moomoo: Which Is Cheaper in 2026?
All three charge nothing to buy a stock or an option. So we priced the things that still cost money: borrowing, idle cash, the subscriptions and the fee to leave.
Read the article →What Percentage of Day Traders Lose Money? Every Count, Checked
"90% of day traders lose money" is the most quoted number in trading. We checked it against 16 brokers' own warnings, a regulator that counts nearly everyone, and the studies of whole countries.
Read the article →Are Covered-Call ETFs Worth It? QYLD, XYLD, JEPI and JEPQ, Tested
QYLD pays about 12% a year. So why did $10,000 in it end up worth a third of the same money in QQQ? We tested ten covered-call ETFs, and the strategy back to 2002.
Read the article →Can AI Read a Trading Chart? We Tested 3 Models on 200 Charts
We drew 200 charts from real candles, so we knew every true price, and asked three AI models to read them. Then we put our own trading algorithm through the same test.
Read the article →0DTE Options: Who Actually Makes Money? Every Day Since 2022, Tested
Same-day options are now 66% of S&P 500 options trading. We checked all 1,111 trading days since they began expiring every weekday to see who actually comes out ahead.
Read the article →Leveraged ETFs: Does TQQQ Really Decay? 3x the Nasdaq, Tested
TQQQ turned $10,000 into $3.3 million since 2010. So why do people say leveraged ETFs decay? We tested it on the real fund and on 41 years of the Nasdaq-100.
Read the article →How Big Should Your Emergency Fund Be, and Where Should You Keep It?
The rule of thumb is three to six months of spending. We checked it against how long job searches really last, what stocks did every time jobs were lost since 1948, and what each place to keep cash pays today.
Read the article →Is a Financial Advisor Worth It? What a 1% Fee Really Costs
A typical advisor charges about 1% a year. On $500,000 over 30 years, the middle result in our test was $634,000 smaller in today's money. We priced advice, ran the fee through US market history since 1928, and checked what advisors say they add against what's been measured.
Read the article →Pay Off Your Mortgage Early or Invest? Tested on 69 Mortgages
Paying an extra $500 a month on a $300,000 mortgage at today's 7.40% saves $217,000 in interest. Investing it instead usually ended up with more, but not always. We ran 69 mortgages through US history to see when each one won.
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